FI showroom red and grey logo
MenuMENU
SearchSEARCH

Paint-and-Fabric Offering Upgraded

Protective Asset Protection has expanded its coverage into a comprehensive appearance-protection program featuring ceramic and graphene options for long-term vehicle care.

October 8, 2025
Technician polishing a car headlight with a microfiber cloth, representing Protective Asset Protection’s enhanced Appearance Protection program for long-term vehicle surface care.

Protective Asset Protection’s new appearance-protection program offers interior and exterior coverage options, including ceramic and graphene coatings, designed to help dealers protect vehicle value and appearance.

Credit:

F&I and Showroom

2 min to read


Protective Asset Protection has expanded its paint-and-fabric product into a full appearance-protection program, offering dealers and customers broader coverage for both interior and exterior vehicle surfaces. The enhanced program includes standard, ceramic and advanced graphene options designed to help vehicles retain their showroom appearance.

The updated program offers a simplified and more flexible structure for dealerships. Key enhancements include:

Ad Loading...
  • Broader Coverage: Simplified exclusionary terms for claims, higher limits for UV-related rips and tears, and expanded eligibility and term options

  • New Benefits: Added protection for headlight lens clarity, factory wheel cleaning, and black trim molding

  • Flexible Protection Agents: Dealers can select traditional, ceramic or ceramic, graphene-based coatings to fit customer needs.

  • Advanced Technology: Built with Nanoxide nanotechnology, the protection forms a molecular bond with surfaces to shield against environmental and daily wear.

Protection Designed for Modern Vehicles

The appearance-protection program is designed to help prevent damage from fading, oxidation, stains, tree sap, insects and other environmental hazards. Interior coverage includes protection against food and drink spills, pet stains, makeup, and UV exposure. The goal is to help customers maintain both the look and resale value of their vehicles over time.

Dealer Advantages in a Competitive Market

As consumers look to preserve vehicle value and appearance, appearance-protection programs have become a key component of F&I portfolios. Dealers offering the expanded program can provide added value to customers while generating profit opportunities through after-market protection plans.

“Protecting a vehicle’s appearance is about more than aesthetics—it’s about maintaining value and long-term customer satisfaction,” said Joe Nuszkowski, vice president and head of product for Protective Asset Protection. “This program offers dealers a comprehensive, flexible tool to meet evolving customer expectations while supporting profitability.”

More F&I

Photo of businessman's hands holding eyeglasses at a desk
F&Iby Rick McCormickJuly 7, 2026

Trust Is Personal

Technology, no matter how efficient, can’t replace what the human F&I manager can do, which is to bridge the divide between cyberspace and the in-store experience.

Read More →
Photo of executive in a sports coat and glasses
Industryby StaffJuly 2, 2026

Amplify 2026 Billed as Turning Innovation Into Results

Reynolds and Reynolds says its annual retail summit will connect dealers with practical strategies, peer insight, and technology-driven ideas.

Read More →
Woman standing on stage smiling.
F&Iby Lauren LawrenceJuly 1, 2026

Own Your Outcome: F&I in the Digital Customer Journey

Finance has historically been the last step in the car-buying process, but it doesn’t have to be. The customer’s journey starts long before they arrive at the dealership, and so should F&I’s involvement.

Read More →
Ad Loading...
$100 bill and magnifying glass on top of paper that says insurance policy terms and conditions.
F&Iby Lauren LawrenceJune 29, 2026

Tariffs Could Raise Insurance Premiums

As U.S. import tariffs affect repair costs, consumers might find it more affordable to replace a damaged vehicle, according to recent Insurify tariff analysis.

Read More →
Red toy car sitting on top of coins.
Auto Financeby Lauren LawrenceJune 24, 2026

Smaller Loans, Longer Terms

The youngest generation of car buyers is more likely to finance less expensive vehicles, more than half of generation Z consumers borrowing less than $25,000.

Read More →
Under the hood of a Toyota Prius EV Hybrid car.
F&Iby StaffJune 15, 2026

New Lifetime Battery F&I Product Meant to Drive Dealer Traffic

EFG Cos. offering is intended to create lifetime auto dealer engagement with customers.

Read More →
Ad Loading...
Several illustrations of question marks on a surface
F&IJune 10, 2026

The Psychology Behind Menus That Increase Add-On Sales

There is a science to crafting a menu that gives customers confidence in the choices presented, and moving the process outside the F&I office can further boost results.

Read More →
Man holding magnifying glass over sales volume paper.
F&IMay 29, 2026

Why Your F&I PVR Is Misleading You

Here’s a handy checklist of the numbers to track in 2026 instead.

Read More →
Photo of woman typing on a laptop as she sits on a couch
F&Iby Hannah MitchellMay 29, 2026

Auto Consumer Anxiety Presents Opportunity

A survey of U.S. drivers found the majority are concerned about finances and the economy, but those fears make many ready to buy vehicle-protection products.

Read More →
Ad Loading...
Dustin Gingerich standing on stage giving a presentation
F&Iby Lauren LawrenceMay 28, 2026

Humble and Hungry: 12 Rules for an F&I Life

Dustin Gingerich, with a decade in the F&I business under his belt, shares his thoughts on leadership, building trust with customers, and the importance of learning and innovation.

Read More →