When it comes to insuring a vehicle, some brands cost less than others, according to Insurify. Its newest ranking of the cheapest in that regard comes as many consumers struggle to afford buying autos.

Auto consumers have been shopping more for better insurance deals over the past three years, according to credit reporting agency TransUnion, which said fourth-quarter shopping was up 11% year-over-year.

Insurify, an online insurance comparisons provider, said it sifted through more than 190 million insurance quotes to arrive at its list of the 10 least expensive brands to insure. The quotes were made by the company’s more than 500 insurer partners across the country, and the resulting brand mix changed from last year.

Insurance rates for the purposes of the study reflect the average cost for drivers between the ages of 20 and 70 with a clear driving record and credit scores 600 or higher. Insurify also provided breakdowns by model, vehicle type and more.

Subaru topped the cheapest brands to insure list with an average monthly cost for full coverage of $127. Insurify credited the automaker’s all-wheel drive vehicles, advanced safety features, and solid safety ratings.

The brand was closely followed by Mini at a $130 average cost, and GMC at $143. The rest of the least-expensive list are:

• Chevrolet and Ford: tied at $145

• Jeep: $146

• Mazda: $148

• Dodge: $150

• Chrysler and Honda: tied at $151

Brands score cheaper insurance premiums with low repair costs and theft rates, high safety ratings, plentiful replacement parts supply, and lower claims frequency and severity, according to the company.

“The cheapest cars to insure are typically found in the middle ground: compact crossovers, wagons, and minivans that balance moderate size with strong safety features,” Insurify said.

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