Torrance, Calif. - Toyota Financial Services CEO George Borst announced that the captive lender has begun offering 84-month loans in an effort to head off a slow sales season. The announcement was part of Borst's address to dealers at last month's National Automotive Dealers Association convention, held in San Francisco. The 7-year loans, rare but not unique to the world of automotive finance, will be available only to customers with top-tier credit histories.