GE Money, the consumer lending unit of General Electric Company, and Carsmetics announced an agreement to offer a consumer financing program for auto repairs. 

Offered direct to consumer, CarCareOne is a private label credit program that offers consumers a no annual fee card with no down payment required and an optional customer payment protection plan. It is managed by GE Money’s Sales Finance unit.

Car owners can use the new financing program to pay for repair services, including collision, drivable and cosmetic damages. These deferred interest promotional terms can also be used to pay for insurance deductibles.

In addition to offering the CareCareOne card, Carsmetics’ stores will have access to GE Money’s Web-based finance management portal, Business Center, which provides business clients with a secure way to manage their credit programs and better serve their customers.

Founded in 1997, Carsmetics currently has 17 locations in California and Florida.