FI showroom red and grey logo
MenuMENU
SearchSEARCH

Protective Adds GAP To Marine and Powersports Lineup

The Marine and Powersports groups of Protective’s Asset Protection Division have added GAP coverage for its marine and powersports dealers. This new product offering provides broader coverage for consumers purchasing new and pre-owned boats, and a variety of porwersport products.

by Staff
June 30, 2009
2 min to read


ST. LOUIS — The Marine and Powersports groups of Protective’s Asset Protection Division have added GAP coverage for its marine and powersports dealers. This new product offering provides broader coverage for consumers purchasing new and pre-owned boats, and a variety of porwersport products.

“We are happy to bring GAP to our dealerships as another valuable revenue tool to help them further grow their business,” said Chris Bernish, vice president of FPC Dealer Sales. GAP offers value to consumers buying a new or pre-owned boat, or powersport item such as a sport bike or a jet ski, he added.

Ad Loading...

Protective GAP is designed to cover the difference, in most cases, between the scheduled asset pay-off amount and the asset’s actual cash value. It will cover a customer’s primary insurance deductible up to $1,000 in certain states. Protective GAP is available for most new and pre-owned marine assets. The maximum loan term is 240 months. Coverage is available for the first seven years of the loan term.

Coverage is available for most financed new and pre-owned sport bikes, snowmobiles, UTV’s, ATV’s, cruiser bikes, touring bikes, scooters, Lehman trikes, off-road bikes, dual bikes and personal watercraft such as jet skis.

“We expect GAP to be a welcome addition to the current Protective products for our powersport dealerships. Our dealers have been asking for a GAP solution and we are happy to be able to offer it to them,” said Bernish. “Our GAP coverage is a nice addition to our core service contract and accessory program business.”

Phase one of the Protective GAP rollout is now available in twenty states. For more information about Protective’s GAP, call 800-328-8690.

More F&I

Laptop computer on a desk with a notepad and pen next to it and a whiteboard in the background
Digital•by Rick McCormick•October 15, 2026

AI: Facilitator, Not Fixer, in F&I

The dealerships that thrive in the years ahead will be those that embrace technology while continuing to invest in the people who make customer interactions count.

Read More →
Headshot mockup thumbnail.
F&I•October 1, 2026

Modern Technology Objection Handling

In this video, Trent White shares how to confidently handle technology-based objections by helping customers understand the value of protection, even with modern vehicle technology.

Read More →
man standing in front of podium
F&I•by Lauren Lawrence•October 1, 2026

Consistency at Scale: Driving F&I Performance

With 75 rooftops across the Sunshine State, Morgan Auto Group has proven to Floridians that it knows a thing or two about driving performance in a competitive market. But it didn’t start at the top.

Read More →
Ad Loading...
Insurance contract signature page with black inkpen on top
F&I•by Hannah Mitchell•September 22, 2026

Gitty Up on GAP

The foundational finance-and-insurance product hasn’t kept up with the latest conditions for auto dealers. Is the time ripe?

Read More →
Easycare White paper cover See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability
Sponsored•September 8, 2026

How AI-Powered Coaching Is Transforming F&I Performance

See how AI-powered coaching can turn F&I customer conversations into actionable insights that support compliance, performance and profitability

Read More →
Assurant, Sell Value Build Trust, F&I Series, Expert Trainer Trent White
F&I•September 2, 2026

Sell Value, Build Trust

In this video, Trent White explains why selling on value, not fear, builds lasting customer trust, reduces cancellations, and drives long-term success.

Read More →
Ad Loading...
2026 StoneEagle summary
F&I•by Hannah Mitchell•August 31, 2026

F&I Sales Give Dealers First-Half Lift

Product business shored up total profits to avoid an overall revenue tanking as product penetrations held steady, StoneEagle reported.

Read More →
man with white hair and glasses delivering a speech standing next to a podium
F&I•by Lauren Lawrence•August 31, 2026

Targeted Training Drives Results

Today’s technology, instead of threatening F&I managers, can actually make them better, according to an industry veteran who’s watched market setbacks roil the unprepared.

Read More →
Man's hand holding pen over a paper document
F&I•by Justin B. Gasman•August 20, 2026

Double the Change, Double the Chance

When an F&I manager gets a customer refusal, it’s a wise move to tweak more than one thing in the product offering.

Read More →
Ad Loading...
Laptop computer, tablet, calculator and notebook on a desk
F&I•by John Tabar•August 20, 2026

Just Do It

F&I managers need training, but instead of resisting application or expecting perfection, they should improve by simply acting on what they learn.

Read More →